Payment orchestration infrastructure

Every payment.
One control layer.

Connect providers, configure intelligent routing, control checkout experiences, and investigate every transaction from one operational platform.

Book a platform demo See how it works

One APIfor multiple payment connections

Rule-basedrouting and controlled failover

Full contextfor operational investigation

Merchant Operations

Example

Overview

Payment performance

Processed volumeExampleRouting context

Approval trendExampleOperational view

TransactionsExampleIllustrative data

PerformanceApproval trend

Approved Declined

Example transactionsView all →

•••• 4242United Kingdom · Credit

RouteProvider A

Amount€128.40

Approved

•••• 8810Germany · Debit

RouteProvider B

Amount€76.00

Processing

Built to unify the payment methods and providers your business already uses

CardsBank PaymentsDigital Wallets Alternative MethodsCrypto Rails

The Mecoren platform

Stop operating payments through disconnected systems.

Mecoren gives merchants and payment teams one place to manage provider connections, routing logic, payment-method availability, transaction monitoring, and operational access.

Explore the platform →

⌁

Intelligent routing

Turn payment data into routing decisions.

Route by merchant, country, currency, amount, card scheme, BIN attributes, priority, or provider availability. Make every decision visible and auditable.

Explore routing →

Routing ruleActive

UK Visa Credit — Primary Route

WHEN

Issuer countryisUnited Kingdom

Card schemeisVisa

Funding typeisCredit

THEN

Route toProvider APriority 1

FailoverProvider BPriority 2

◫

Checkout control

Show the right payment methods to every customer.

Configure methods by merchant, cashier, country, currency, and customer context without rebuilding the checkout.

VCard paymentEnabled

◎Bank paymentEnabled

◇Digital assetRule based

◎

Provider operations

Separate providers, services, MIDs, and credentials properly.

Maintain multiple payment-service configurations per provider and merchant, with clear environments, currencies, limits, status, and credential ownership.

Provider ACards · ProductionConfigured

Provider BAPM · ProductionConfigured

Provider CCards · SandboxTesting

≡

Transaction intelligence

See the complete payment story, not a one-line log.

Investigate the payment ID, merchant request, routing evaluation, provider messages, status transitions, webhooks, timing, and errors in one structured view.

See transaction operations →

Payment ID0049f29548a0497487709d1f8edc17bc

Example

Request acceptedPOST /api/v1/payments · 09:42:18.03231ms

BIN intelligence resolvedVisa · United Kingdom · Credit8ms

Routing rule matchedUK Visa Credit — Primary Route4ms

Provider authorizationProvider A · Terminal 21611.31s

Merchant webhook deliveredHTTP 200 · Attempt 187ms

How it works

A clean layer between your business and the payment ecosystem.

Integrate once. Mecoren evaluates the payment context, applies your controls, selects the configured service, and returns a consistent response.

▣

Your checkoutPayment request

MecorenDecision and control layer

03Provider APrimary

03Provider BAlternative

03Provider CFailover

Built for developers

One integration.
Consistent payment operations.

Use a documented API, predictable payment states, secure webhooks, and a sandbox designed for testing routing and provider behaviour before production.

Read API documentation Talk to integration support →

REST APIWebhooksSandboxOpenAPI

Create paymentWebhookResponse

POST /api/v1/payments

{
  "merchant_reference": "ORDER-10482",
  "amount": 12840,
  "currency": "EUR",
  "payment_method": {
    "type": "card",
    "token": "tok_••••••••"
  },
  "customer": {
    "country": "GB"
  },
  "return_url": "https://merchant.example/return"
}

201 CreatedPayment routed successfully

Control and security

Designed for accountable payment operations.

Security statements and certifications should only be published after formal verification. The product experience can still clearly demonstrate the controls already built into the platform.

Merchant isolation

Scope users, data, providers, routes, and reporting to the merchants they are allowed to access.

Auditability

Track configuration changes, routing decisions, provider messages, and payment status transitions.

Credential control

Separate production and sandbox configurations, credential ownership, status, and expiry.

Operational visibility

Surface the information teams need to diagnose failures without exposing unnecessary sensitive data.

Build a better payment operation

Control the route.
Understand the result.

See how Mecoren can unify checkout, routing, providers, and transaction operations for your business.

Book a platform demo Explore API docs

Every payment.One control layer.